Welcome to Hopar Payments LLC (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website located at hoparpayments.com and any related services.

By accessing or using our services, you agree to be bound by these Terms.

1. Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms. You must not:

• Use the services for any fraudulent or illegal activity
• Interfere with or disrupt the website or servers
• Attempt to gain unauthorized access to our systems

2. Eligibility

By using our services, you confirm that:

• You are at least 18 years old
• You have the legal authority to enter into this agreement
• You are using the services on behalf of a legitimate business (if applicable)

3. Merchant Services Disclaimer

Hopar Payments LLC provides payment-related services and solutions. However:

• We are not a bank or financial institution
• Payment processing services may be provided through third-party partners
• Approval for payment services is subject to underwriting and compliance checks

4. Account Information

You agree to provide accurate and complete information when submitting forms or registering. You are responsible for:

• Maintaining the confidentiality of your information
• All activities conducted under your account

5. Fees and Payments

Any applicable fees for services will be clearly communicated before engagement. By using our services, you agree to:

• Pay all applicable fees
• Provide valid payment information
• Comply with billing terms

6. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Hopar Payments LLC and is protected by applicable intellectual property laws.

You may not copy, reproduce, or distribute any content without prior written permission.

7. Third-Party Services

Our services may involve third-party providers. We are not responsible for:

• The performance or reliability of third-party services
• Any losses or damages caused by third-party providers

You agree to comply with their respective terms and policies.

8. Limitation of Liability

To the fullest extent permitted by law, Hopar Payments LLC shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Service interruptions or delays

9. Indemnification

You agree to indemnify and hold harmless Hopar Payments LLC from any claims, damages, or expenses arising from:

• Your use of the services
• Your violation of these Terms
• Any unlawful or negligent conduct

10. Termination

We reserve the right to suspend or terminate access to our services at any time, without notice, if you violate these Terms.

11. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of [Insert Jurisdiction].

12. Changes to Terms

We may update these Terms from time to time. Continued use of the services after changes constitutes acceptance of the revised Terms.

13. Contact Information

If you have any questions regarding these Terms, please contact us:

Hopar Payments LLC
Email: [Insert Email Address]
Website: hoparpayments.com