Get help evaluating payment-processing options for ecommerce, marketplace, subscription, SaaS, and other online business models. We assess your needs, help prepare your application, and connect you with providers whose underwriting criteria may fit your business.

We connect you with solutions that accept all major credit and debit cards, ACH transfers, and digital wallets, including Apple Pay and Google Pay.
Built for software companies and subscription businesses. Accept recurring payments with automated billing, failed payment retry logic, and real-time reporting.
No lengthy paperwork or long waits. Our streamlined approval process gets your application reviewed in as little as 24 hours.
You get a real person to call—not a ticket queue.
We run a multi-vendor e-commerce marketplace ourselves. We’ve been through payment onboarding, risk reviews, funding holds, and chargeback disputes with our own money on the line — and we bring that experience to your application. We know what underwriters look for, because we’ve sat on your side of the desk.
Tired of high fees and zero support from the big players? Here’s how we compare.
| Comparison | Signing up direct (DIY) | Working with Hopar Payments |
|---|---|---|
| Setup | You research and apply on your own | We help you choose and apply for the right fit |
| Pricing options | One published rate, take it or leave it | We help you compare interchange-plus options, often lower |
| Support | Email / chat with general queues | A dedicated person you can actually call |
| Application | Self-serve, you guess what underwriters want | We prepare and guide your application |
| Chargebacks & disputes | Self-serve help articles | Hands-on, guided dispute support |
| Cost to start | — | No setup fees, no monthly minimums |
Zero cost to get started
Pay only when you process
Full pricing disclosed before you sign
Hopar Payments helps US businesses get set up with the right payment processing — without the guesswork. We’re not a one-size-fits-all processor. We’re your payments partner: we learn how your business runs, match you with a trusted processing solution that fits your industry and volume, and guide you through approval from application to your first transaction.
Whether you’re just starting out or scaling up, we handle the legwork — comparing options, preparing your application, and standing by with real support for pricing questions, chargebacks, and disputes long after you’re approved.
One partner. Honest pricing. A real person to call.

Quick 2-minute form
We prepare your application and submit it to the right processor—most are reviewed within 24 hrs
Complete integration after provider approval